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Your PayTrace Virtual Terminal processes swiped credit card and EMV transactions. PayTrace uses a Keyboard Emulation format to read the credit card's magnetic stripe.

How to Use This Page

1. Connect your card reader to your computer.

2. Log into the PayTrace system.

3. Select Swipe Card from the Virtual Terminal Menu.

4. Swipe the card through the card reader.
   The field will populate with hidden information (bullets).

5. Select the Process button to navigate to the next page, where the transaction details, including the amount, are entered.

6. Enter any necessary information for this transaction.

7. Select the Process button and then confirm the processing of the transaction.

8. A confirmation page is displayed with a response from the credit card's issuer.
   Transaction receipts can be viewed, emailed, and printed from this confirmation page. The completed transaction is also available from the View Transactions page of the Virtual Terminal.

Detailed Description

Please ensure that the credit card number, expiration date, and name on the credit card match the information provided from the swipe. If the information below does not match the information on the card, kindly swipe the card again or request an alternative form of payment.

Dipping Cards (EMV) 

1. Log into the PayTrace system.

2. Select EMV from the Virtual Terminal Menu. 

3. Dip your customer’s card in the EMV card reader connected to your internet-capable device.

4. Select the Process button.

   1. Enter the transaction amount (including the decimal point).

   2. Enter any optional information that may enhance the transaction’s reporting (e.g., Name, Email Address, Description).

   3. Select the Process button at the bottom of the screen and confirm that you want to process this transaction.

5. Once the transaction has been processed, you will be taken to an "Approval" or "Declined" response page.

   1. You can view the printable receipt or invoice.

   2. Save the customer’s information.

   3. Email a receipt to your email address and/or your customers by checking the boxes next to the email addresses.

6. To Save a Customer from this transaction, you can select the Save Card box, which will take you to a New Customer page to save.

Supported Card Readers

Magtek Card Readers For TSYS and FISERV

• MagTek Dynamag USB Keyboard Emulation

• Part Number 21073062-BCIPT - Set at Security Level 2 or 3

• MagTek's Magensa decryption service must be enabled for level 3 security, and the KSID must be set to 90118800

• MagTek Mini USB Keyboard Emulation

• White: Part Number 21040107

• Black: Part Number 21040108

ID Tech Card Readers

• ID Tech MiniMag 2 USB Keyboard Emulation

• Part Number IDMB-334133B

EMV Card Reader