Use the Security Settings page to specify advanced security settings for your PayTrace account.
How to Use This Page
Set the Time Out.
Set the Duplicate Transaction Time.
Select whether to enable Phishing Filter.
Select whether an Invoice should be required.
Select whether a Billing Address should be required.
Select whether a Billing ZIP should be required.
Select whether a CSC should be required.
Select whether any of the above parameters (if applicable) are required when a card is swiped.
Select an AVS Auto-Void setting.
Select a CSC Auto-Void setting.
Select whether state and expiration fields should be a text box or a drop down list.
Select a default transaction type for all users.
Select which transactions fields should not be displayed on your transactions forms.
Other Sections
Click Save.
NOTE:
Un-selected options will not appear on your transaction forms. Removing some fields (described in Other Sections below) may cause your key-entered transactions to downgrade.Note that Auto-Void settings apply to Sale and Authorization only transactions.Note that when no values are provided for the CSC and AVS auto-void settings, the transactions are not automatically voided.Note that these advanced security settings do not apply to transactions processed through the Recurring Payments menu.AVS does not support international addresses. PayTrace handles all international AVS responses as No Match.Note that any changes made to terminal customization will affect all users.
Detailed Help
Field Information
Required Fields
Time Out:
The amount of time, in seconds, that you want an inactive session to be kept open. Maximum value may be 900 seconds.
Duplicate Transaction Time:
Specify the number of minutes between 0 and 999 that you want duplicate transactions to be blocked. Duplicate transactions are transactions with the same card, for the same amount, with the same invoice number processed by the same user. The duplication filter applies to approved transactions only. Declined, repeat transactions will not be blocked by the duplication filter.
Enable Phishing Filter:
For transactions generated through the Shopping Cart or API: If Yes, this filter will return a message on the third unsuccessful transaction processed on the same card number in a rolling 24-hour window and will disable the card number on the fourth failed attempt. Voided transactions on the same card within the same 24-hour window count towards this.Require InvoiceIf Yes, an Invoice will be required for all transactions.
Require Billing Address:
If Yes, a Billing Address will be required for all customers and transactions. Recommended for merchants who primarily key-enter transactions.
Require Billing ZIP:
If Yes, a Billing ZIP will be required for all customers and transactions. Recommended for merchants who primarily key-enter transactions.
Require CSC:
If Yes, a CSC will be required for all customers and transactions.
Require (above) when swiped:
If Yes, all the parameters above that are set to Yes will be required for Retail/Swiped transactions, also.
AVS Auto-Void:
PayTrace will automatically void your transactions based on the AVS (Address Verification System) response.
AVS Auto-Void Options include:
Partial Match and No Match: Sale and Authorization transactions with an AVS response of Partial Match (e.g., ZIP match only, Address Match Only) and transactions with an AVS response of No Match will be voided automatically.No Match: Sale and Authorization Transactions with an AVS response of No Match will be voided automatically.Disable AVS Auto-Void: PayTrace will not void your transactions automatically based on the AVS response.
Note: If the AVS Billing Address or Zip Code values are not provided, PayTrace will not auto-void the transaction. A value of Not Present will not trigger the auto-void.
CSC Auto-VoidPayTrace will void your transactions automatically based on the CSC response.
CSC Auto-Void Options include:
No Match: Transactions with a CSC response of No Match will be voided automatically. A response of Not Present will not void the transaction.Disable CSC Auto-Void: PayTrace will not void your transactions automatically based on the CSC response.
Please Note: If the CSC value is not provided, the transaction will not be auto-voided. A response of Not Present will not trigger the auto-void.
Other Sections
Removal of the following fields may cause your key-entered transactions to downgrade.
Billing Address:
Used to reduce fraud and processing costs. Key-entered transactions processed without the Billing Address and Billing ZIP will downgrade.
Billing ZIP:
Used to reduce fraud and processing costs. Key-entered transactions processed without the Billing Address and Billing ZIP will downgrade.
CSC:
May reduce fraud and enhance your reporting. However, this value generally does not affect qualification.
Invoice Number:
May reduce fraud and enhance your reporting. However, this value generally does not affect qualification.
Approval Code:
May be required to process Forced Sale and Store & Forward transaction types.
Processing Date:
May be required to process Forced Sale and Store & Forward transaction types.
Terminal Customization
Changes made under terminal customization will affect all users.
State / Expiration Fields:
Used to change these fields to either a text box or a drop down list on the transaction pages.
Default Transaction Type:
Used to change the default transaction type for all users on the transaction pages. The options are Sale, Authorization, Refund, Forced Sale, Store & Forward, or Cash / Check.
Transaction Fields:
Checking / un-checking these options will add / remove them on the transaction pages.