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Your PayTrace Virtual Terminal processes swiped credit card transactions. PayTrace uses a Keyboard Emulation format to read the magnetic stripe of the credit card.

How to Use This Page

  1. Connect your card reader to your computer.

  2. Log into the the PayTrace system

  3. Click on the Swipe Card link from the Virtual Terminal Menu.

  4. Swipe the card through the card reader. The field will populate with hidden information (bullets).

  5. Click the Process button to navigate to the next page, where the transaction details are entered, including the amount.

  6. Enter any necessary information for this transaction.

  7. Click on the Process button and then confirm the processing of the transaction.

  8. A response from the credit card’s issuer is displayed, along with several options on a confirmation page. Transaction receipts can be viewed, emailed, and printed from the confirmation page. The completed transaction is available from the "View Transactions" page of the Virtual Terminal, also.

Detailed Description

We recommend that you verify that the credit card number, expiration date, and name on the credit card match the information provided from the swipe. If the information provided below does not match the information on the card, please swipe the card again or request another form of payment.

Supported Card Readers:

Magtek Card Readers:

  • MagTek Dynamag USB Keyboard Emulation

  • Part Number 21073062-BCIPT - Set at Security Level 2 or 3

  • MagTek's Magensa decryption service must be enabled for level 3 security and the KSID must be set to 90118800

  • MagTek Mini USB Keyboard Emulation

  • White: Part Number 21040107

  • Black: Part Number 21040108

ID Tech Card Readers:

  • ID Tech MiniMag 2 USB Keyboard Emulation

  • Part Number IDMB-334133B

Compatible Card readers:
PayTrace is compatible with most card reading solutions that are able to send swiped card data to the computer as though the data was entered through a keyboard device.
This technology or format is generally referred to as Keyboard Emulation.
However, PayTrace is only able to support configuration questions regarding the above listed equipment numbers.

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If you have questions - please contact support@paytrace.com